{"id":11782,"date":"2026-10-07T12:07:21","date_gmt":"2026-10-07T12:07:21","guid":{"rendered":"https:\/\/www.keesdeboekhouder.nl\/kees-de-boekhouder-x-insify-wat-betekent-de-verplichte-aov-voor-jou-als-zzper\/"},"modified":"2026-10-07T12:33:49","modified_gmt":"2026-10-07T12:33:49","slug":"kees-de-boekhouder-x-insify-what-does-mandatory-disability-insurance-mean-for-you-as-a-freelancer","status":"publish","type":"post","link":"https:\/\/www.keesdeboekhouder.nl\/en\/kees-de-boekhouder-x-insify-what-does-mandatory-disability-insurance-mean-for-you-as-a-freelancer\/","title":{"rendered":"Kees de Boekhouder x Insify: what does mandatory disability insurance mean for you as a freelancer?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11782\" class=\"elementor elementor-11782 elementor-11772\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e62b564 e-flex e-con-boxed e-con e-parent\" data-id=\"e62b564\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de38f39 elementor-widget elementor-widget-text-editor\" data-id=\"de38f39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As a freelancer, there\u2019s a lot you have to take care of yourself. Your assignments, administration, pension, and what happens if you\u2019re temporarily unable to work due to illness or an accident. At the moment, you decide how you want to cover that risk, for example by building up a financial buffer or taking out disability insurance (arbeidsongeschiktheidsverzekering, or AOV).<\/p><p>But that is likely to change in the coming years. A bill has been proposed to introduce mandatory basic disability insurance for self-employed professionals in the Netherlands. What exactly does that mean? And perhaps more importantly: what can you already do to prepare?<\/p><p>That\u2019s why we\u2019re organising a free webinar together with <a href=\"https:\/\/www.insify.nl\/arbeidsongeschiktheidsverzekering-aov\/?utm_source=daisycon&amp;utm_medium=affiliate&amp;utm_campaign=420026_Kees+de+Boekhouder\">Insify<\/a> about mandatory disability insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2762f6c elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2762f6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3404d8c e-flex e-con-boxed e-con e-parent\" data-id=\"3404d8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-915939a elementor-widget elementor-widget-text-editor\" data-id=\"915939a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Free webinar: what\u2019s happening with mandatory disability insurance?<\/strong><\/p><p><strong>14 October | 11:00 \u2013 12:00 | Kees de Boekhouder x <a href=\"https:\/\/www.insify.nl\/arbeidsongeschiktheidsverzekering-aov\/?utm_source=daisycon&amp;utm_medium=affiliate&amp;utm_campaign=420026_Kees+de+Boekhouder\">Insify<\/a><\/strong><\/p><p><span style=\"font-size: 21px;\">Please note: this webinar will be held in Dutch.<\/span><\/p><p>During the webinar, <strong>Nicole Kappelhof, AOV Product Manager at Insify<\/strong>, will take you through the latest developments surrounding mandatory disability insurance. No complicated insurance jargon, just practical information about what the current plans could mean for you as an entrepreneur and the choices you can make yourself.<\/p><p>We\u2019ll cover topics including:<\/p><ul><li>What\u2019s the latest on mandatory disability insurance?<\/li><li>What do the current plans mean for you as a freelancer?<\/li><li>When should you rely on a financial buffer, and when does disability insurance make sense?<\/li><li>How do waiting periods and premiums work?<\/li><li>Is disability insurance tax-deductible?<\/li><li>Of course, there will also be plenty of time to ask your own questions.<\/li><\/ul><p>Can\u2019t attend live? Sign up anyway. After the webinar, you\u2019ll receive the recording, a handy checklist and an exclusive discount code.<\/p><p><strong>Why Insify?<\/strong><\/p><p>At Kees de Boekhouder, we work with freelancers and creative entrepreneurs every day. We believe it\u2019s important that you not only have your administration in order, but also understand the financial risks that come with running your own business.<\/p><p>That\u2019s why we partner with Insify. Insify specialises in insurance for entrepreneurs and allows you to take out disability insurance online that suits your personal situation.<\/p><p>With this webinar, we want to make sure you know what\u2019s happening and what your options are. Whether you already have disability insurance, are building up your own financial buffer or haven\u2019t really thought about it yet, this is a good time to get up to speed.<\/p><p><strong>Sign up for the free webinar on 14 October.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9c0764 e-con-full e-flex e-con e-child\" data-id=\"f9c0764\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27e963a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"27e963a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfKyZY2ogMuSVpF-8B-DOtd4ipZEYIU3aBdTGENEMpnQpM1Tw\/viewform\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Sign up<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bfae810 e-flex e-con-boxed e-con e-parent\" data-id=\"bfae810\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f4508c elementor-widget elementor-widget-text-editor\" data-id=\"4f4508c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Privacy information: During this online session, a representative from our partner Insify will also be present. Your name and any questions you ask may be visible to Insify and the other participants. Therefore, please do not share any (financial) information that you would not want to share with the other attendees. No personal data will be shared by Kees de Boekhouder with Insify prior to the session. For more information on how we process your data, please refer to our <a href=\"https:\/\/www.keesdeboekhouder.nl\/en\/terms\/\">Website Visitors Privacy Statement<\/a>.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>As a freelancer, there\u2019s a lot you have to take care of yourself. Your assignments, administration, pension, and what happens if you\u2019re temporarily unable to work due to illness or an accident. At the moment, you decide how you want to cover that risk, for example by building up a financial buffer or taking out&#8230;<\/p>\n","protected":false},"author":12,"featured_media":11781,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[121],"tags":[],"class_list":["post-11782","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kees de Boekhouder x Insify: what does mandatory disability insurance mean for you as a freelancer? - Kees de Boekhouder<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.keesdeboekhouder.nl\/en\/kees-de-boekhouder-x-insify-what-does-mandatory-disability-insurance-mean-for-you-as-a-freelancer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kees de Boekhouder x Insify: what does mandatory disability insurance mean for you as a freelancer? - Kees de Boekhouder\" \/>\n<meta property=\"og:description\" content=\"As a freelancer, there\u2019s a lot you have to take care of yourself. 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