{"id":4233,"date":"2022-09-12T14:29:00","date_gmt":"2022-09-12T14:29:00","guid":{"rendered":"https:\/\/wwwstaging.keesdeboekhouder.nl\/zwangerschap-en-ondernemen\/"},"modified":"2024-10-11T08:59:30","modified_gmt":"2024-10-11T08:59:30","slug":"entrepreneurship-and-pregnancy","status":"publish","type":"post","link":"https:\/\/www.keesdeboekhouder.nl\/en\/entrepreneurship-and-pregnancy\/","title":{"rendered":"Entrepreneurship and pregnancy"},"content":{"rendered":"\t\t
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Being self-employed and pregnant can be quite nerve-racking, especially if you\u2019re not familiar with the benefits you\u2019re entitled to. Fortunately, pregnant self-employed entrepreneurs have just as many rights as someone who\u2019s not an entrepreneur. In this blog, we\u2019ll explain everything you need to know about the benefits and the things you have to take into account.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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ZEZ benefit<\/strong>
If you\u2019re self-employed and you become pregnant, you\u2019re entitled to the ZEZ (Self-employed and Pregnant) benefit. The height of this benefit depends on the financial business situation of the year preceding the one in which you apply for the benefit. Have you met the working hours criterion of 1225 hours in the previous year? In that case you\u2019re entitled to the maximum benefit, which is equal to the statutory minimum wage of approximately \u20ac1,200. If you worked less than 1225 hours in the previous year, this amount will be lower. The benefit will then be based on the profit you made in that year. You\u2019ll receive the ZEZ benefit for a minimum of 16 weeks.<\/p>\n

You apply for the ZEZ benefit at\u00a0UWV<\/a>\u00a0(Employee Insurance Agency), which will than start 6 to 4 weeks before your due date: you decide the exact start date. After giving birth, you\u2019re entitled to a minimum of 10 weeks of benefit. Make sure to apply for the ZEZ benefit on time, this is possible from the moment you\u2019re 24 weeks pregnant up until 2 weeks before you want the benefit to start.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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The AOV supplementary benefit<\/strong>
As said, the benefit UWV provides is equal to the minimum wage. If you\u2019re used to a higher monthly income, this means a big cut is made in your monthly budget. This can be supplemented by taking out an\u00a0occupational disability insurance (AOV)<\/a>. This insurance provides an income when you\u2019re unable to work, due to illness and\/or pregnancy for example.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Please keep in mind that most AOV insurers will only pay out when you\u2019ve taken out the insurance at least 1 year before your due date. So if you\u2019re an entrepreneur and wish to have children someday, it might be wise to read up on taking out an AOV. The AOV does not affect your ZEZ benefit. However, there are AOV insurers who will pay out less if you also receive a ZEZ benefit. Therefore, you should always thoroughly check the conditions of the insurance you\u2019re planning to take out.<\/p>\n

Working hours criterion during pregnancy<\/strong>
As an entrepreneur, you must normally meet the\u00a0working hours criterion of 1225 hours<\/a>\u00a0to be eligible for entrepreneurial tax deductions, such as the private business ownership allowance. If you\u2019re pregnant and thus temporarily interrupt your work as an entrepreneur, there\u2019s a good chance that you will not meet this criterion. However, the Dutch Tax and Customs Administration has issued a relaxation for this: during your leave you can count your working hours as you would normally have counted them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Being self-employed and pregnant can be quite nerve-racking, especially if you\u2019re not familiar with the benefits you\u2019re entitled to. Fortunately, pregnant self-employed entrepreneurs have just as many rights as someone who\u2019s not an entrepreneur. In this blog, we\u2019ll explain everything you need to know about the benefits and the things you have to take into…<\/p>\n","protected":false},"author":3,"featured_media":2968,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[41],"tags":[],"class_list":["post-4233","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-keep-up-en"],"acf":[],"yoast_head":"\nEntrepreneurship and pregnancy - Kees de Boekhouder<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.keesdeboekhouder.nl\/en\/entrepreneurship-and-pregnancy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Entrepreneurship and pregnancy - Kees de Boekhouder\" \/>\n<meta property=\"og:description\" content=\"Being self-employed and pregnant can be quite nerve-racking, especially if you\u2019re not familiar with the benefits you\u2019re entitled to. 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